Payment Options:
a). For shipping to India we accept all major debit & credit cards (including Master, Visa & American Express) and provide Net Banking Option across major banks.
b). For all international transactions we accept major Credit Cards (including Master, Visa & American Express) and provide option to pay using PayPal.
c). PayPal is our third party payment gateways. 


a). Any VAT or CST are borne by VLiving. You pay only the amount that you see in your order summary. Value added tax (VAT) or Central Sales Tax (CST) that is collected is deposited by VLiving to the government authorities regularly.


In case of payment failure:
a). In case of a payment failure, please retry ensuring:
Information passed on to payment gateway is accurate i.e. account details, billing address, password (for net banking) Your Internet connection is not disrupted in the process.
b). If your account has been debited after a payment failure, it is normally rolled back to your bank account within 7 business days. You can email us on or please give us a call with your order number for any clarification.


Refund or cancellation
Yes. In case of refund/cancellation the entire amount, including the tax collected, is returned.